Canopy Family Plan

Who is Eligible for Coverage?

You, the VM Group Member*, plus up to 5 of your family members.
* You may enrol once you are at least 18 years of age and before age 76.

Your eligible family members are limited to:

• One spouse
• Two parents (yours or your spouse’s or one of each)
• Five children

Note:

• Your spouse and parents must be enrolled before the age of 76.
• Unmarried, dependent children may be enrolled once they are at least 14 days old and before 26 years of age.

When Does Coverage Begin?

Coverage is effective on the first day of the month following enrolment and is subject to a six-month waiting period. The waiting period however, will not apply in the event of an accidental death.

What Should You Do if You Need to Make a Claim?

To make a claim, use our Family Plan portal to submit notice of the death of a covered person within 30 days of their passing, and proof of loss within 90 days.  A death certificate or physician’s statement may be submitted as proof of loss.